Terms of Service

Last updated: January 2025

IMPORTANT NOTICE: Please read these Terms of Service carefully before using our website or services. By accessing or using our website, completing our mortgage calculator, or engaging our services, you agree to be bound by these terms.

1. About Us

Get Unbound operates this website and provides mortgage education and referral services to help Australians understand their mortgage options.

2. Important Disclaimers

2.1 No Financial Advice

Get Unbound does not provide personal financial advice, tax advice, legal advice, or credit assistance. The information provided on this website and through our services is general in nature and has been prepared without taking into account your individual objectives, financial situation, or needs.

We are not licensed to provide financial product advice under the Corporations Act 2001 (Cth). We do not hold an Australian Financial Services Licence (AFSL) or an Australian Credit Licence (ACL).

Before making any financial decisions, including decisions about borrowing, refinancing, or superannuation, you should seek independent professional advice.

2.2 No Guarantees

We make no guarantees, representations, or warranties regarding:

Financial decisions involve risk. Interest rates and market conditions can change. Past performance is not indicative of future results.

2.3 Assessment Results

Any assessment or results provided through our mortgage calculator is an indicative assessment only, based on general information you provide. It is not a guarantee of eligibility for any financial product, loan, or service, and should not be relied upon as the basis for any financial decision.

3. Referrals and Commissions

Important Disclosure: Get Unbound may receive referral fees, commissions, introducer fees, marketing fees, or other financial benefits when we refer you to third-party service providers and you subsequently engage their services or purchase products through them.

We may refer you to, and may receive financial benefits from referrals to:

Referral fees may be a fixed dollar amount, a percentage of the transaction value, trailing commissions, or a combination.

Conflict of Interest: The existence of referral arrangements creates a potential conflict of interest. We have a financial incentive to refer you to service providers with whom we have referral arrangements.

You are under no obligation to use any service provider we refer you to. We encourage you to obtain multiple quotes and conduct your own due diligence.

4. Limitation of Liability

To the maximum extent permitted by law, we exclude all warranties and are not liable for any loss or damage arising from or in connection with your use of our website or services, including:

Nothing in these terms excludes or limits any liability that cannot be excluded or limited by law, including liability under the Australian Consumer Law.

5. Intellectual Property

All content on this website is the property of Get Unbound or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without our prior written consent.

6. Privacy

Your privacy is important to us. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which forms part of these terms.

7. Changes to These Terms

We may update these Terms of Service from time to time. We will post the updated terms on our website with a new "Last updated" date. Your continued use of our website and services after any changes indicates your acceptance of the updated terms.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of New South Wales, Australia.

Acknowledgement

By using our website, completing our mortgage calculator, or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. You also acknowledge that you will seek independent professional advice before making any financial decisions.